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  Home >> Special Situations >> Deceased Individuals  
Cashing Already Endorsed Checks of the Deceased

Can I cash my deceased father's government checks if they have already been endorsed?

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If your late father endorsed the checks and delivered them to you, you would be entitled to further negotiate the checks by cashing them with your endorsement or depositing them to your own account. If the checks are for Social Security or other retirement or pension payments, depositing them to your father's account or his estate account after his death is not permitted by U.S. Treasury regulations. Instead, they should be returned to the issuing agency (Social Security Administration, for example) where a decision will be made about re-issuing them. If the checks are for tax refunds, redemption of bonds or other Treasury obligations, wages, etc., they can be deposited to an account for your father's estate.

Published on BankingQuestions.com 4/13/09