I received a tax refund check from the IRS from an appeal to their initial ruling on his estate tax return. The check is made out to my name, and on the second line, my father's name and estate followed by my address that the bank has on file. My parents had a trust and the estate did not go to probate. No letters of administration were needed, so I have none. My bank won't deposit the funds into my account. They want an EIN for the estate. I don't want an EIN for the estate, because I don't want to have to file a return for it. The only portion of the refund that is taxable is some interest on a penalty that was waived/refunded. I am on the 706 estate tax return as executer with my address. They've also asked for a Death Certificate. The IRS is responding to a 706; the man is dead. I'm an only child. I'm on the check. It's from the IRS not some ministry I made up. Do you have any thoughts or advice?
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If the word "and" or and ampersand "&" appears between the first and second lines you've described, the bank cannot accept the check without an endorsement from the estate by the executor or administrator. If the word "or" or nothing appears between the two lines, only your endorsement is required, although the bank can still refuse to negotiate the check. If the bank won't agree to take the check for deposit, you have no choice but to go back to the IRS and ask for a reissue of the check payable only to you.
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If the word "and" or and ampersand "&" appears between the first and second lines you've described, the bank cannot accept the check without an 