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Inherited Money: Got Guarantee Letter

My uncle was living in the USA. He died two months ago, and I know that I inherited a large amount of money, but actually what I got is a bank guarantee letter from Morgan Stanley Bank with a maturity date in six months. I don't know what it means, and/or whether I will be able to withdraw the money at the maturity date. If I will be able to take the money, can I take it from a branch of Morgan Stanley outside the USA? I am also afraid to bring this money to El Salvador, so I would like put it in Switzerland banks. Are these banks going to ask about the inheritance letter?

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We can't tell you what Swiss banks' policies or practices are; our expertise was obtained working in American banks. We suggest that you contact Morgan Stanley directly to obtain the information you need about its guarantee letter.

Published on BankingQuestions.com 12/15/09