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#10889 - 06/19/06 04:32 PM Won't take my check
Anonymous
Unregistered


I placed a us treasury check in my bank's atm machine for deposit and two days later got it back in the mail. the bank sent a letter saying they no longer accept government checks unless they are made in person or by electronic.

Can they do this? I thought you had to accept all deposits.

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#10890 - 06/19/06 04:37 PM Re: Won't take my check
Skittles Offline
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Registered: 09/10/02
Posts: 3966
Loc: GA
A bank is not required to take all deposited items. My advice is to take the item to the bank during normal business hours.

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#10891 - 06/19/06 04:38 PM Re: Won't take my check
Anonymous
Unregistered


They didn't say they wouldnt accept it...only that they could not accept the check for deposit in their atm. Regardless too many details were left out to answer your question... Is the check written out to you and only you, or is there a second person named on the check. If so, is that second person also on the account you attempted to deposit to?

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#10892 - 06/19/06 04:56 PM Re: Won't take my check
Anonymous
Unregistered


The check was made payable to me only and I was wanting to deposit it into my checking account. I talked with a assistent branch manager who said that this was to prevent fraudulant checks. i understand their reasoning, i just thought if it came from the government it had to be deposited. lesson learned.

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#10893 - 06/19/06 04:59 PM Re: Won't take my check
happygilmore Offline
Power Poster

Registered: 06/11/04
Posts: 3236
Loc: Back in New Orleans
Quote:

made in person




follow the advice of your bank
_________________________
WC done for US - let's hope we fare better in the Tour de France

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#10894 - 06/20/06 12:20 AM Re: Won't take my check
Anonymous
Unregistered


Quote:

Quote:

made in person




follow the advice of your bank




Or find a new bank. The bank was within their rights, but this is not a common pratice.

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#10895 - 06/20/06 08:06 AM Re: Won't take my check
happygilmore Offline
Power Poster

Registered: 06/11/04
Posts: 3236
Loc: Back in New Orleans
I'm sorry anon, but this is common practice among banks when dealing with treausry checks and also 3rd party endorsed checks deposited via ATM.
_________________________
WC done for US - let's hope we fare better in the Tour de France

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