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#11006 - 06/24/06 08:23 PM cerfied check
sandy50 007 Offline
New Poster

Registered: 06/22/06
Posts: 6
can you tell if the check is fake like water marks or anyting like that?

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#11007 - 06/25/06 07:33 AM Re: cerfied check
rlcarey Offline
Compliance is my life

Registered: 07/16/01
Posts: 10722
Loc: Galveston, TX
The best way to know whether a check is legitimate or not is to know the source or the person that it came from. I would question the legitimacy of any check where I was not familiar with the source. Many scams are proliferated through the use of so called "certified checks".
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#11008 - 06/26/06 08:33 AM Re: cerfied check
Bear Collector, CRCM Offline
Diamond Discusser

Registered: 11/22/00
Posts: 1780
Loc: District of Columbia
A "certified" check is a customer's own personal check, signed by the customer and certified by the bank. It is usually stamped "certifed" and some of the numbers at the bottom of the check may be punched out to prevent the check from going through the customer's account twice.

A cashier's check, on the other hand,is a check drawn by the bank on the bank's own funds, and is signed by an official of the bank. When the customer purchases the check, the bank takes the money from the purchaser's account and places it in its own account. Cashier's checks are most common, because many banks do not "certify" checks any more.

Depending which type of check you have, you should contact the bank where it is drawn to see if it is "good." They should be able to tell you, either way.

BC
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Stupidity got us into this mess - why can't it get us out?

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#11009 - 06/26/06 04:23 PM Re: cerfied check
sandy50 007 Offline
New Poster

Registered: 06/22/06
Posts: 6
ok i got another one that is it wasnt a certifed check it two us postal money orders that where already cashed how do they do that ,

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#11010 - 06/26/06 04:33 PM Re: cerfied check
John Burnett Administrator Offline
Compliance is my life

Registered: 10/27/00
Posts: 12636
Contact the post office to determine whether a postal money order is valid.

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#11011 - 06/26/06 04:34 PM Re: cerfied check
Anonymous
Unregistered


No offense, but can you rephrase the question using complete sentences and punctuation so we know what you are asking us?

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#11012 - 06/27/06 12:47 PM Re: cerfied check
sandy50 007 Offline
New Poster

Registered: 06/22/06
Posts: 6
how can you send a uspotal money oder that has been cashed or not .

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#11013 - 06/27/06 02:43 PM Re: cerfied check
GenerousLife Offline
Platinum Poster

Registered: 02/12/02
Posts: 725
Loc: USA
Again, no offense, but what is you want to know?
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#11014 - 06/28/06 09:44 AM Re: cerfied check
MadisonCali Offline
100 Club

Registered: 06/02/06
Posts: 245
Loc: Twin Cities, Minnesota
There are many cons/scams right now that involve counterfeit US Postal Money Orders. Basically, they are fake checks that use old serial numbers.
Call the US Postal Service to verify the money orders before you cash them, deposit them, or send anything to anyone you have gotten the checks from.
And remember, if something seems too good to be true, it probably is.
Don't trust those offers you get through the mail or online, they are not real.

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