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#23324 - 05/14/09 05:34 PM Check Cashing without Account
LaVoie Offline
New Poster

Registered: 05/14/09
Posts: 2
Loc: Ohio
My husband just started a small landscaping company and he is starting to get jobs. The checks given to him are in the company name, but we are unable to get any type of banking accounts due to some money problems last year. Is there a way that my husband can take the checks to where ever they are from and have that bank cash it for him, even for a fee?

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#23325 - 05/14/09 05:52 PM Re: Check Cashing without Account [Re: LaVoie]
The editor Administrator Offline
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Registered: 07/25/08
Posts: 4422
Some banks will only cash a check for a customer. Others are happy to cash "on-us" checks at the teller window. Your husband will have to show that he is that company, however, in order to get the funds paid to him.

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#23328 - 05/14/09 06:10 PM Re: Check Cashing without Account [Re: The editor]
LaVoie Offline
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Registered: 05/14/09
Posts: 2
Loc: Ohio
That's great news!
Will his DBA work or does he need a credit/debit card with the company name on it:

Thank you for your help

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#23444 - 05/22/09 01:15 PM Re: Check Cashing without Account [Re: LaVoie]
The editor Administrator Offline
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Registered: 07/25/08
Posts: 4422
That is up to the bank as to what is acceptable.

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#26343 - 11/19/09 01:31 PM Re: Check Cashing without Account [Re: The editor]
Anonymous
Unregistered


There are check cashing stores that are designed to do just that. Here in town, I can use one at our local convienence store and I have a friend who goes to a check cashing store. Check out websites like

http://www.greatstopsllc.com


Companies like this do alot of check cashing with you don't have a bank account.

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#26346 - 11/20/09 09:13 AM Re: Check Cashing without Account [Re: Anonymous]
Pale Rider Moderator Offline
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Registered: 08/09/02
Posts: 2035
Loc: Texas
Check cashers and payday lenders charge fairly high fees to cash checks though. Over a working lifetime, it is estimated a person can pay $40,000 to cash their checks.

Establish a banking relationship as soon as you are able and bank all those check cashing fees.
_________________________
My opinions may not reflect those of my employer.

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#29587 - 07/25/10 02:23 AM Re: Check Cashing without Account [Re: Anonymous]
Anonymous
Unregistered


if cheque is bearer or order u have not mentioned..if cheque is bearer or order u can easily encash your cheque across the bank counter..if your cheque simple crossed than you can discount with agent but if your cheque crossed account payee than u have to open your account with any bank and deposited in it.

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#30834 - 12/02/10 10:04 AM Re: Check Cashing without Account [Re: Anonymous]
Anonymous
Unregistered


can i deposit a check in my name into my fathers account

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#30845 - 12/04/10 06:03 PM Re: Check Cashing without Account [Re: Anonymous]
The editor Administrator Offline
Power Poster

Registered: 07/25/08
Posts: 4422
A check payable to you can be endorsed by you so that it is then payable to your father. The bank has the option to accept that check, however, and often will want to verify the endorsement. Our recommendation, if possible, would be to go to the bank with your father, show the teller your ID, endorse the check, and have it deposited to the account.

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#31134 - 01/09/11 10:04 AM Re: Check Cashing without Account [Re: The editor]
mazda Offline
New Poster

Registered: 01/09/11
Posts: 2
Loc: th
New data suggest a offline too.....

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