You are being unjustly enriched. Eventually they will correct the error, and even if you close your account and move it out to another institution, you will be held legally responsible. You could fight that legally and possibly win, but it is doubtful.

Do the right thing and notify the bank of the error.

Post deleted by GoCowboys

As stated many times above, we call this an unjust enrichment. I have seen this many times before in my line of work, a customer trying to state they "thought they won the lottery" or they "thought a family member knew of their financial needs and provided."

The bank can and will find the error and they will correct it, whether in your favor or not.

I hope you have made the right decision to notify the bank of your unjust enrichment. If you're not careful you could be held legally responsible for the monies owed back should you spend it. Be very careful when you take something that is not yours. To even hear someone ask that question, fully aware the money is not his/hers, is revolting.

What kind of moral standards do you have? I'm not sure why the original questions was posed to a bunch of bankers, why would we ever tell you that it would be ok to defraud the bank by knowingly keeping funds that were deposited to your account in error? I hope that you are never on the reverse end of this situation. Think of the other person with your name who is writing checks off of money that you know is not in the right account. Grow up and be honest, remember the golden rule!

Okay gang, I think we all know he was pulling our chain. No need to keep replying. When this one is not answered for a day or 2, he'll post another similar question. This pattern has been working for about 2 months now.

We're just easily riled. And gullible.