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With regard to your question about people who issue rebates - do you suppose that is why lots of large businesses are issuing "store credit rebates"?

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Have you looked into balance reporting so that you can see what checks are clearing your account each day without having to wait for the statement? This is another common way to monitor your account activity and accelerate problem recognition.

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Ok, I understand - when you said that your bank "makes good on them" I thought you meant they paid the items. You mean that they returned the items and recredited your account. This makes a lot more sense.

I agree with Greg - you ought to look into stored value cards. Sorry, I don't know offhand of a site that would explain them, but yeah, it would be a card that you "fill" with a certain value, and can "refill" again later. (A lot of universities offer this for their students/parents.)

You're probably going to have to go to a larger bank to find this service offered.

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He said his bank is "BOA" which I assume means Bank of America. Not much bigger than that. B of A has all of the products we mentioned above. You might have a rep who is just not proactive. Ask about positive pay, balance reporting, stored value cards, etc. They should even have brochures on them.

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He said his bank is "BOA" which I assume means Bank of America. Not much bigger than that. B of A has all of the products we mentioned above.

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