I had a member come in with an "official" check drawn on Washington Mutual Bank, FA but issued out by Integrated Payment Systems, INC. Everything looked legit except the payee was hand written. The member had no idea why they were being sent this, and it also came to them via UPS with no other information. There is a return address on the envelope but the member does not know them. I called Integrated pymt systems, and they said the check was not valid and that is all they would tell me.

My question is, what do I do with the check now? Does it need to be reported to someone?

Any help would be greatly appreciated!

A better question is why would your member be cashing a check from who they know not, received for what they know not.

Stamp a big "forgey" in red ink across the checks face and call your local police and tell them about it.

Your member just attempted to commit a fraud on YOU. Let them sort it out with the police. At least the police will be aware if any other checks like this pops up.

Before we jump to too many conclusions, I'm wondering if the member came to the CU for assistance - the old why did I get this, what should I do - we do still have some honest customers out there.
That said, I think that WaMu would probably be interested in this information - both the envelope and the check.

You are correct Tex, the member came to us for assistance and rightly so. He is an elderly gentlemen and is utterly confused as to why he recieved the check. He had no intentions of cashing it because he knew it didn't belong to him.

Thanks for the help, I will stamp it forgery and send back to Washington Mutual, FA

You may want to consider completing a SAR (Suspicious Activity Report) for this type of activity.