Oh yeah, I had forgotten about daycare. That one had to be paid every darn week and my husband was forever forgetting to take in the payment when he picked up our daughter. We set it up on bill pay and didn't have to think about it again until she finally went to school full time and we changed the amount!

Because you can check your bills that have cleared, while the process is a little less timely to wait for a statement or get a statement from the teller.

Also because it is faster and easier.....definitely more convenient than going to the branch.

1. Easier
2. Faster
3. More reliable than US mail
4. Safer than US mail
5. More convenient to do my banking during non-banking hours (ie. 3:14 AM)
6. Can track account levels and activities at my convenience
7. Cheaper than buying stamps and envelopes
8. Repeating payments can be set up automatically, without worrying about being late

I don't know how I ever managed without it!

I will go on-line to check my balances and the activity but I will NOT bank on-line. Too many computer geeks that can hack at my $4.05 balance I don't want to give it up to them that easily. I do use the internet at home and work but do NOT transact any business with personal account information over any of them. Another dinosaur holding onto checks until I have to give them up. I am keeping the cash letter folks employed. HA And the techi hackers to go elsewhere.

Online banking sure beats paying ridiulous amounts for stamps... It is probably because of online banking being so popular now that they feel the need to raise stamp pricing.... If only getting gas was as easy as online banking...... I would sure go for a cheap gallon of gas now a days!

I have online banking. I do not use the bill pay system though. I either pay my bills with my debit card, or drop them by the place they would be going anyway. That way, I know the payment gets there. With my credit card bills, I do pay those online via ACH... I know that if I tried to mail a check it would never get to the mailbox, and I just don't want to do the bill pay thing.

Yes, online banking is convenient, Except I wish it could be like an ATM too, where we could make a withdrawal, and the cash would slip out of a slot in the computer!

It once took me an hour twice a month to pay my bills by laboriously writing check after check. Now it takes all of 3 minutes - and the speed & ease makes it so that I can easily use it to split payments evenly, so that I don't have one "good" paycheck, one "bad" paycheck. pay half the phone bill now (2 weeks early) half later, etc. Or even split it up but schedule both payments for the same time - but I go ahead & take account of the 1/2 payment in my register so that i don't spend it. Also, nice to have a single place to look and see "Did I pay them already? How about this opther bill, did I already pay it too, etc."