Quote:

---

I like to say thank you to those of you that replied to my question. First of all I want to start by saying “I never said I wasn’t going to pay it back” and yes I took full responsible for my action and I am trying to fix it (wondering why I am here asking a question if I am not). Anyway, to answer some of you guys questions: Yes, I was 17, immature and irresponsible, but I never at any of those given point of times indicated that I didn’t want to pay those creditors back.

This isn’t a sick joke that I am trying to make up and probably for those of you who never been in my situation or have family members who was brutally raped and choked, would never understand how I was feeling during that period of times.

During that time period I had choices that I need to make and there was just something more important than my financial situation that came first, I had to help myself be myself again. It isn’t easy to be who you we’re before that incident happened and this isn’t a excuse to get out of debt, but what would you of done if you we’re me?

So, my parent was worried that I’ll go insane and end up suicide, so they send me to live with my aunt. If you we’re a parent with a child in my situation which would you worried about first, your child’s debts or her health? The choices are yours, but without my parents and their help I would never be the strong person that I am today.

So all I am asking from you guys is some advices in helping to clean up my debt. I am not looking for sympathy or for people to harass me. If you simply don’t want to help, please just don’t mention anything at all.

Again, I want to thank you for taking you’re time in helping me, it is much appreciated.

Lastly, some of you guys wondered how I got credit when I was only 17. I am unsure of that myself, because I didn’t apply for those credit cards, my friend did, so I don’t know if she falsify indicated something on the application or not, but I also wondered about it.

---