Can the bank force me to pay or foreclose on my home during the loss mitigation process if I stop paying?
It depends on the "loss mitigation process" in which you are involved. If you are not paying on your loan, your mortgage holder will foreclose on the property as provided in your agreement with him. If you are involved in legal action against the lender, that may preclude him from doing so. This is a question for your attorney and the court.
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