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  Home >> Lending >> Home Mortgage    

Closing Matters  |   Credit  |   Downpayments  |   Foreclosures
Loans  |   Miscellaneous  |   Mortgages  |   Mortgage Problems

Latest Entries
NEW! Paying Mortgage with Money Order
How to Get Approved for a Loan
Defining Terms of Loan Agreement
Removing Co-signer from Mortgage Loan
Bank Buy-out Makes for Loan Problem
Managing a Mortgage with Poor Credit
Bank's Offset Drains my Accounts
Cash Collateral to Purchase House?
Charge to Make Payments Online?
Escrow Increases, Can I Lose My House?


Closing Matters
Notification for Force Placing Flood Insurance
After Closing, A New Loan App?
Who Gets My Down Payment?
Will Overdrafts Affect Closing on Home?
Issue with FHA Loan
Why does Second Bank Need Title Search?
Am I Obligated to Pay for Bank Error?
Repair Costs in the Mortgage?
Second Appraisal Requested After Loan Closed
Documents Needed for Home Loan Application
Don't Want Title Insurance
Flub-up with Real Estate Purchase Transaction
Getting Preapproved
Home Loan Closing Documents
Qualifying for a Mortgage
Verifying Deposits
What's a "Mixed Use" Appraisal for a Home Business
Why Won't Bank Provide Written Statement?

Credit
Rating Credit Scores
Effect of Interest Rate Cut for Consumers
How do Varying Credit Scores Affect Loan?
Paying off Line of Credit
Company Pulls Credit Report without Permission
Charging for Credit Report
Church Loan to Pastor - What Terms Can We Charge?
Credit Problems

Downpayments
Cash Collateral to Purchase House?
Calculating a Down Payment
Good Faith Estimate Seems Incomplete
Buying a House - Cash Down or Use My Home
From Canada, with Love
Does Down-payment Count towards Equity?
Amount of Downpayment
Contract for Deed
What is in a Payment?

Foreclosures
Does Mortgage Error Mean I Avoid Foreclosure?
Foreclosure Scams: Some Types of Help to Avoid
Out of Work, Worried About Foreclosure
Nearing Foreclosure: I have Questions
Who Picks Up Loss from Foreclosure Sale?
Short Sale, Foreclosure and 1099Cs
Write-Offs for Foreclosures
Foreclosure Ordered Surplus Money put in Trust
Result of Foreclosing for Less than what is Owed
Settling a Foreclosure

Loans
How to Get Approved for a Loan
Removing Co-signer from Mortgage Loan
Bank Buy-out Makes for Loan Problem
Looking for a Home Mortgage Loan
Bank Merger or Sale: What About my Loans?
Borrower Died; What Happens to Loan
Getting Loan to Buy Foreclosed Home
What Kind of Loan Do I Need?
Paying an Amortized Loan
Will Pay Loan, but on My Terms
Gets Loan with Ex's House as Collateral
Wants Loan Modification Two Years After Divorce
About a Loan and Loan Status
What is Non-Accrual Status on a Loan?
Co-signer Needed for Length of Loan?
Self-Employed and Needs a Loan
Are Banks Dragging Feet on Loans?
Insurance Check Confusion: What to do?
Can HELOC be Refinanced at Fixed Rate?
Refinancing Takes Equity: What Happens to Home?
About an Upside Down Land Loan
Banks Merge: Can my Loan be Called?
Co-Signer Cannot Pay for Signer: What Now?
Co-Signer Concerned about Short Sale
Owes Entire Worth: What Happens Next?
Will NSF Prevent Me from Getting Home Loan?
Endorsing Check Would be Fraud, I think
Confusion from Check for Repairs; Not Money
Loan to Build a New Home
Loan to Make Access to Property
Buying a House for the Children
Removing a Name from a Loan
Disclosing PMI Charge
What is a Balloon Loan?
Need Loan, but No Job
Frustrating Refinancing Complications
Procuring a Loan in Uncertain Times
Temporarily Deferring Loan Payments
Procedure for Cross-Collateral Loan
Setting Up Split Loan
Low-Doc or No-Doc Loans for Raw Land
What Kind of Loan Should I Get?
What is a Fixed Rate Disclosure?
Getting a Second Loan Shortly After the First
Pros and Cons of Getting Loan in One Name
Combining Loans While Refinancing
Getting a Loan with a Contingency Clause
Status of a Trust Loan upon Death of Trust Holders
Paying for Loan Before Receiving Loan
Why Would a Bank Renew a Loan?
Getting a Name Off a Loan
Borrowing 100% for Home Construction
What is a variable rate?
Loan on House Someone Else is Occupying
Reason for Failing to Endorse Loan
Dispute in a Divorce
  


Miscellaneous
Defining Terms of Loan Agreement
Charge to Make Payments Online?
Removing a Loan Co-Signer
Selling Home for a Profit
House in My Name; Taxes in Our Names
Fee to 'Process Endorsement'?
How to Pay Mortgage Faster
Mortgage Late Charges After Payoff Amount Request
Short Sell and Re-Buy: Legal?
A Mortgage and an Investment
About Transfer of Property with Loan on it
Making Mortgage Payment after Death of Owner
Need Change in Mortgage with Spouse's Death?
Still 'Non-refundable' in Less Than 24 Hours?
Separating: What happens to Mortgage?
Paying the Contractor
Insurance Against Bank Errors?
Paying Off a Mortgage Faster
Double Payments, Half the Time?
Interest on Interest?
Selling Homes with Contract for Deed
Delayed Probate: What Happens to the House?
Purchasing a House While Selling a House
How Repairs Are Handled in Mortgage Transaction
Removing Name from Title
Eliminating Lien on House
Bank Transfered Funds Without Consent: Legal?
Using My House as Collateral
Establishing a Bridal Registry Bank Account
Borrowing to Repay after Death
Handling My Own Taxes and Insurance
Value of a Home Needing Work
Getting Money Back from an Unused Cashier's Check
Shopping for a Home
Waiting to Refinance
  

Mortgages
Paying Mortgage with Money Order
Buy Farm without a New Mortgage?
Good Idea to Pay Off Mortgage?
At What Point is the Mortgage Satisfied?
Rebuilding Home and Negotiating Mortgages
First Home Buyer Wants Best Deal
Mortgage Payments by Check or MO Only
Loan Rescheduling vs Loan Restructuring
About Making Mortgage Payments
Can Bank 'Ring Fence' Pension for Debt?
Mortgage Readjustments
Floor vs Starting Rate on an ARM
Managing Debt Before it Manages Me
Mortgage Lock-in: What it Means and How Much It May Cost You
Transferring Mortgage: How to Do This
Re-instating 40 year Mortgages?
About Posting Mortgage Payoff
Trying to Calculate Mortgage Expenses
Time to Renegotiate Mortgage?
Can I Remove Name from Mortgage?
Mortgage Question
Can a HELOC Reduce Interest on a Mortgage?
What Tax Info does Mortgage Lender Want?
Details Regarding GMAC Mortgage Loan
Paying Off Mortgage with Money Merge Account
We Paid His Mortgage - Do We Get His House?
Details about Mortgages
Getting Out of Mortgage due to Incorrect Info
Mortgages at Different Banks
Consolidating Student Loans with Mortgage
Getting a Mortgage on a Second Home
What is an Adjustable Rate Mortgage?
Converting Your ARM to a Fixed Rate
Helping Elderly with Loans: Reverse Mortgage
Making Partial Payments on Mortgage
Keeping Second Mortgage After Home Sale
Reducing Mortgage Payment Without Refinancing
Selling Financed Home for Less Than Mortgage
CD Collateral Changed -- Did We Do it Right?
Prepayment Penalties on Second Mortgages
Need Mortgage to Build House: Now or Later?
  


Mortgage Problems
Managing a Mortgage with Poor Credit
Bank's Offset Drains my Accounts
Escrow Increases, Can I Lose My House?
How to Remove Name from Deed
Bankrupt and Waiting for Foreclosure
Home Purchased with Trust Shakes My Faith?
Lender Raises Escrow for Estimated Tax
Mortgage After Foreclosure
Mortgage Insurance Scam?
Tall Problem with Short Sale
Mortgage Provider Declares Bankruptcy: What Now?
Automatic Loan Payment Problem
Late with Mortgage: Will Account be Held?
Hold on Mortgage Statement
Deployment, Foreclosure, Sale: What Can I Do?
Mortgage Changes Not Supported by My Paperwork
Wife Forges Husband's Name to the Tune of 96K
First and Second Mortgage Problems
Home Insurance Escrowed but Not Paid
Credit Rating, House Payments, and Divorce
Not One, but Two Loan Problems
Mortgage Lender Keeps Proceeds, I Get Sued
Bank Takes Money for House Payment
Monitoring Taxes on a Mortgage
Lost Job: What to Tell Lender
Mortgage Payments Gone Astray
Problems With FHA Mortgage Loan
Getting a Refund from Property Taxes
Laid Off: What Happens to Mortgage?
Problem with Mortgage Check
Multiple Payees Create Big Confusion
Mortgage Payoff Issue
Moving Causes Problem with Mortgage Payments
Note Increased Without Notice; Cannot Pay
Mortgage Payment Problem
Recalling a Fixed Mortgage
Can Husband Help with Mortgage?
Home in Foreclosure - Who Gets Damage Check?
If Mortgage Company Fails, What Then?
Flexing the ARM on a Rental Property
Bank Error Causes Hardship
Who Gets My Mortgage Payment if my Bank Fails?
If My Bank Fails, Do I Pay the FDIC?
If Bank Fails Do I Re-start Loan Process?
Who Gets My Mortgage Payment?
What Exactly is Bank Failure?
Backdating Force-placed Insurance
Bank Refuses Late Payment: What to do?
Mortgage Fraud: Negligent Bank? What should I do?
How Much Loss will Bank Accrue after Foreclosure
Legality of Pre-Payment Penalty?
Lending Institution Posting Payments Incorrectly
We Don't Want to Sign These Papers
Refinancing Problem
Do Banks Buy Homes if Owner is Behind on Payments?
Can Mortgage Company Charge Fees on Payments?
Prevent Mortgage Company from Removing Funds
Signature Forged on Re-Mortgage
Can I get out of Mortgage?
Can Mortgage Company Increase Payments?
Reducing Interest Rate on Mortgage
Late Period on Mortgage Payment before Collection
Getting a New Mortgage while Bankrupt
Problems with Escrow Shortage
Non-Performing Loan Details
Trouble with Mortgage After Bank Sold Loan
Getting a Mortgage after Getting Out of Debt
Combining Mortgages and Debt
What is a sub-prime mortgage?
Steps to Take if You Default on Your Mortgage
Bank's Mistake on Mortgage: Can I Negotiate Terms?
Mortgage Company Bankrupt: Do I still have to pay?
Mortgage Company Folds: Can I Lose My House?
Was My Friend a Predatory Lending Victim?