What happens to my minor account when I become eighteen? Can I convert it into a checking account?
If you control the account now, you should be able to convert it to a checking account when you reach eighteen. If the account is controlled by a custodian under your state's Uniform Transfers to Minors Act (UTMA), your custodian has the responsibility of turning the funds over to you once you reach the age at which the UTMA requires (18 or 21 or somewhere in between, depending on the state in which the UTMA is set up). Once the custodian turns over the funds (by no means an automatic thing, by the way), they will be yours to do with as you please.
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If you control the account now, you should be able to convert it to a checking account when you reach eighteen. If the account is controlled by a custodian under your state's 