I opened a bank account with my mother when I was in middle school that also had her name on it. I am now 19 years old and she has locked up all of my funds. Do I need her signature to take her name off of the account?
What you need to access the account will depend on how the account was opened. If the account was established under the Uniform Transfers to Minors Act, or its predecessor, the Uniform Gifts to Minors Act, it will be the custodian's responsibility (your mother) to transfer the account to your control. The age at which you can expect that to happen can vary from state to state, and could be as late as 21.
If the account was set up in your mother's name, listing you as the beneficiary, it is legally your mother's, and any disbursement from the account is again her responsibility. If the account was set up as a joint account, you should be able to withdraw the funds and close the account. Check with the bank to determine how it was established and what is needed before you can access the funds.
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What you need to access the account will depend on how the account was opened. If the account was established under the 