I want to do a finance option from Apple, but my account was not open long enough to be eligible, so I'm doing it on my mother's account. I'm just handing her the money for her to go and bank. For convenience purposes, I would like to be able to just have the money go out of my account, and into hers each month like a direct debit. How would I go about doing that, if it even possible?
As we understand the question, you secured credit that has payments transferred from a deposit account. To qualify, you referred them to your mother's account, who has approved these debits.
What you want to do wouldn't be too hard if both accounts are at the same bank. Ask the bank if they will establish an account to account transfer based on your desired schedule. Some banks may do this to other banks, but here is a potential solution that may be easiest of all. Use your banks internet banking (or switch to a bank that does offer it) to set up a bill payment that reoccurs on a prescribed schedule. Pay the item to your mom's account.
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