For a joint savings account or joint account of any other kind, you need two or more individuals who understand that a joint account usually means that "what's mine is ours," and are willing to trust one another on that basis. Regardless of who deposits to the account, each joint owner has full rights to withdraw any or all of the funds or to close the account. If a deposited check bounces, each of the joint owners is responsible for any shortfall in the account balance if funds have been withdrawn.
Each joint owner will need to provide documentation of his or her identity, including a street address and date of birth. U.S. citizens and resident aliens must each also supply their Social Security numbers. Many, but not all, banks will allow a minor to be one of the joint owners. Lastly, if any of the proposed joint owners has had problems maintaining a bank account in the past few years, some banks will not accept that individual as an account owner.
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For a joint savings account or joint account of any other kind, you need two or more individuals who understand that a joint account usually means that "what's mine is ours," and are willing to trust one another on that basis. Regardless of who 