I am reported to ChexSystem as fraud check alert, so I can't open a checking account. I was hired as a mystery shopper, and when I deposited their check, it was fraudulent. My bank ended up closing my account and reported me to ChexSystems. How can I clear my name so I can get a checking account again?
Start by contacting ChexSystems to obtain a copy of your report. Go to ChexSystems' website or call them toll-free at 800-428-9623.
If the information on your credit report from ChexSystems is not accurate, review the Frequently Asked Questions for information on disputing the record. You can also add a comment to the record to state your side of the fraudulent check story.
If you still owe your old bank any money due to those fraudulent checks, your ChexSystems report will carry that information until you satisfy that debt and the bank reports that it has been cleared. The bank is obliged to do so. You are not responsible for the act of the fraud, but you are stuck with the obligation to make the bank whole.
BankingQuestions.com is a free service made possible by the generous support of our advertisers. Advertisers are not responsible for site content. Please help us keep BankingQuestions.com FREE by supporting our advertisers. When you see an ad for a product or service you may have an interest in, click through to learn more.
Accounts
Article
Q&A
Podcast
Video
Blog
Discussions
PDF
Powerpoint
Start by contacting ChexSystems to obtain a copy of your report. Go to ChexSystems' 