I am a victim of a scam. I endorsed a check, and the bank told me it was free and clear, and funds available. I gained no benefit. The money was sent to another country. What law or laws cover this area?
With respect to the check and your endorsement, the Uniform Commercial Code (the version adopted in your state) is one of the laws involved. Generally speaking, your endorsement makes you liable if the check isn't paid. Since you have provided no details of what happened, it can't be speculated what other laws might affect the situation. You should contact legal counsel.
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