I wrote a check ($700) to a woman for an apartment deposit. She cashed it at a check cashing service. They called and I verified that I wrote it. After two days, I discovered she was a fraud. I stopped payment on the check, since it had not cleared my bank. I paid the company the $700, but am I responsible for the $25 they want to charge me for the check? I think the girl that cashed it should owe them that.
Whether or not it's fair that you be stuck with the fee, the law in this case may be on the check casher's side. It's reasonable for you to challenge the company's claim that it can impose the fee on you, and you should ask it to document its authority to do so. At the end of the day, you may have to pay it.
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Whether or not it's fair that you be stuck with the 