I deposited money orders in my account. The bank cleared them. They are now telling me that they are fradulent. Am I responsible for the overdraft? I was involved in a scam on craigslist.
Scam or not, you are liable to your bank for the overdraft. You deposited the money orders and you withdrew the funds, receiving the benefit. You were scammed, and you can't lay responsibility for that off on your bank. This is between you and the fraud artist that took advantage of you.
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