When I was out of town, my wife got my paycheck, signed my name, deposited it, took the money and left the state. It was a joint account, but the police said it is a crime to endorse my check, wife or not. My bank will not allow me to do a fraud affidavit. There is plenty of proof I was out of town. The check was post-dated and the signatures don't match my signature card. I went to the fraud department and they still won't give me a reason why I cannot pursue this. What can I do? This check was over $2500.
The bank appears to be taking the stance (with which we agree) that even if your wife's actions amount to a crime, she could have had the check deposited to the account without your endorsement and still skipped town with the funds, all within the terms of your deposit contract, so the bank feels that it isn't involved in the matter between you and your wife.
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