If a person deposits money into my account knowing that his account is closed, and then overdrafts my account, are there any legal steps I can take? I did a background check on this person and he has many charges for the same stuff.
If the individual is not authorized to access your account, he, and not you, is liable for the overdraft and can be charged with check fraud, identity theft and related crimes. Make sure that your bank knows that you aren't responsible for the overdraft (unless you knew of the crook's intrusion into your account and didn't tell the bank before the overdraft occurred). Then arrange to have your account closed out and open a new one.
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If the individual is not authorized to access your account, he, and not you, is liable for the overdraft and can be charged with 