What can one do if the "Pay to the order of" name has been changed by someone other than the person who wrote the check?
Changing the payee of a check is a form of alteration and fraud. If the check is drawn on an account for which you are responsible, you should contact the bank that paid it, promptly. Inform the bank that the payee name was altered, and complete any paperwork needed to complete the claim. If you act promptly, your bank should reimburse you, and then make a claim against the bank that accepted the check for deposit.
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