When will HUD’s SCRA mortgage notice be updated?
How can a loan purpose be not applicable for HMDA? Loan purpose has always been a way to determine if a transaction is covered by HMDA.
Are Home Equity Lines of Credit included in the new loan originator compensation rules? If so, can an employer incent a loan originator based on the amount drawn versus the line amount?
When considering new technology for credit origination, how can banks decide whether to build in-house or buy an existing technology?
We have multiple program disclosures for ARM loans, is there a reason we have to have more than one?