The Real Estate Settlement Procedures Act (Regulation X) has contained rules for administering escrow accounts for many years. The Truth in Lending Act (Regulation Z) requires escrow accounts in connection with higher-priced mortgage loans.
This two hour webinar will focus on the key points that banks need to be aware of relating to ordering and reviewing appraisals to ensure they are operating in compliance with Title XI of FIRREA and the Interagency Appraisal and Evaluation Guidelines
This two hour webinar will focus on the common mistakes that banks need to be aware of relating to reviewing appraisal reports for minimum compliance with the Interagency Appraisal and Evaluation Guidelines as well as the most recent revisions to USP
Recorded on October 18, 2017
Regulation Z, TRID, and Loans Features – What Do They Have to Do with HMDA?
Advertising can be impacted by numerous regulations and advertisements can cross the line between “luring” someone and not deceiving them (UDAAP). What you can say, what can't you say, and when can you say it?
Recorded on September 22, 2017
Advanced ACH: Death Notification Entries and Reclamations: A Banks Responsibilities
Processing ACH payments from the Federal Government can be a challenge. Not responding properly to DNEs (Death Notification Entry) and ACH Treasury Reclamations exposes the bank to financial losses, operational risk, compliance risk and legal risk.